We can provide comprehensive insurance for our long term vehicles. This insurance is for social, domestic & pleasure, and for business. It is possible to insure more than one driver, but all drivers must be declared and approved by us.
There are certain rules which we follow, mainly relating to the age of the driver(s), number of miles being driven, the profession of the driver and / or nature of work being undertaken (if business mileage). We will ask you about your driving history (recent accidents or endorsements), and while we don’t expect everyone to have a perfect driving record (!), we do reserve the right to decline insurance for certain drivers.
Insuring the vehicle yourself
If you wish to insure the vehicle yourself, you can do so, but we will only release the vehicle to you upon production of a valid insurance certificate. Be aware that the vast majority of domestic car insurers will NOT cover a long term rented vehicle. In insurance terms, this is different from both a short term rental and a leased vehicle. Even some customer service staff at insurance companies are not aware of the difference and will say ‘yes, it’s fine’ when it isn’t – we have had incidents in the past when it has turned out that customers who were told they were insured were in fact not covered. This can be a very difficult and expensive problem to sort out, and can leave you out of pocket and with major endorsements on your licence. If you choose to go down this route, you are responsible for ensuring that your cover is appropriate. We may also contact the insurance company directly to confirm that cover applies to a long term rental.
For most vehicles, our insurance policy costs £30 per week plus VAT; a £500 excess applies. We take a deposit of £500 (whether or not you are taking our insurance); we refund the deposit to you when the vehicle is returned without damage.